Payment Solutions

Delivering superior customer experience through efficient and flexible payment options

Reduce manual errors and costs through API automation anytime and anywhere.

wintopay payment solution

Offline Payment

Quick payment:Merchants can generate payment links based on goods, amounts, names and other order information, and send the links to the cardholders by email to complete the payment. Available for offline payment of orders on platforms such as Amazon, eBay, etc.

Solutions

Payment Technology Solutions

Online Payment

Subscription payment:Automatic periodic deduction after first payment with cardholder’s authorization. Applicable to periodic payment scenarios such as software services, membership, IDC services, etc.

Embedded payment:Using embedded encryption technology, the entire payment page is embedded into the merchant's website, so that the entire order and payment can be completed on one page of the merchant's website, improving user experience and increasing order conversion rate.

Mobile payment:Fully supports Android and iOS mobile payment, supports HTML5 payment to help merchants implement multi-screen payment.

3D payment:3D secure 2.0 verification method is used to validate cardholders’ transactions to ensure they are authorized by the cardholder and avoid unauthorized and other high-risk transactions.

Non-3D secure payment:Cardholders only need to provide the correct card information to complete the transactions, which is more in line with international payment practices.

Interface Integration Solution

Open-source system:One-click installation that fully support Zen Cart, Magento, OpenCart, Interspire, PrestaShop, EC-CUBE, YetiShare, WooCommerce, osCommerce, ECShop and other international mainstream open source e-commerce systems. We also support standard API interface and personalized customization.

Self-service development system: Melogoldpay offers standard credit card payment API technical interface and demo for merchants who build their own websites, as well as professional technical support and guidance to help merchants easily and quickly access credit card online payment and supports mainstream programming languages such as .NET, PHP, ASP, Java.

Mobile APP collection: We provide SDK technical payment solutions for Android and iOS to help merchants easily implement payment collection on mobile terminals. Supported programming language includes Java, Kotlin, Swift, OC, etc.

Risk Control Solution

Whitelist system:Automatic whitelisting for consumers with good transaction records.

Blacklist system:Consumers with bad transaction track records will automatically enter the blacklist system. Merchants can also create their own blacklist.

ID authentication system:Automatically analyze and verify the authenticity and matches based on known cardholder’s information such as email, card number, IP address, device fingerprint.

Risk control engine system:Risk score is obtained through comprehensive calculations (e.g. model variable data) based on the cardholder’s behavior characteristics such as device fingerprints, order information, etc.

Third-party risk control system:Melogoldpay works with leading international risk control service providers such as CyberSource, ThreatMetrix, MaxMind, etc., to provide a safe and reliable payment environment.

Advantage
Payment Process
Payment Process
Settlement Process

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Find out how we can help to transform your payments acceptance

Find out how our Melogoldpay platform can help you simplify and transform your payments and business.